TL;DR
- The price Howdy shows a partner is the price the partner pays, with no separate markup added after the quote.
- Howdy publishes a single all-inclusive rate that covers compliance, payroll, and benefits administration inside one figure.
- Howdy's model adds no percentage on top of a developer's take-home salary. The quoted number is the total.
- The full cost breakdown, structured around the 85%/60%/25%/15% figures, appears in the table directly below.
Cost breakdown at a glance
The table below shows Howdy's pricing structure as four figures that together account for the full cost a partner pays. These numbers describe where the money goes, and they form the complete picture rather than a base rate that grows once additional charges appear later.
| Component | Share of total cost |
| Goes to the professional | 85% |
| Of that 85%, reaches the professional's bank account directly | 60% |
| Of that 85%, covers benefits and local employment costs | 25% |
| Howdy's fee | 15% |
Read the table as one quoted rate broken into its parts, not as a starting price with fees stacked on afterward. The figures apply to technical roles, where the professional's pay includes benefits. Non-technical roles follow the same 85/15 split between pay and fee, without the benefits component. The figure a partner sees at the point of quote is the figure that gets billed, and nothing in this breakdown reappears as a separate charge on an invoice. These same four numbers organize how Howdy's model works and how it differs from the itemized markup pricing common across the employer of record market.
The all-inclusive pricing model
Howdy's pricing model publishes one rate for each engagement, and that rate is the amount a partner pays. There are no variable add-ons layered on after the quote, no separate service charge calculated at billing time, and no surcharge that changes month to month. A finance leader reading the number in the table above is reading the total, not a base figure that grows once the invoice arrives, and can check it against Howdy's software engineer cost benchmarks for the developer take-home share specifically.
The 85%/60%/25%/15% breakdown functions as the internal composition of that single rate, not as a stack of charges billed separately. Each figure describes how the published cost distributes across the roles it covers. A partner does not receive four line items to reconcile. The distribution exists so a buyer can see how the one rate is structured, and the rate itself stays fixed regardless of how those internal proportions are distributed.
A single published rate lets a buyer compare total cost directly against another vendor's total cost. When pricing arrives as one number, an engineering leader evaluating LatAm hiring partners can put Howdy's figure next to a competing figure and compare like against like. There is no need to model out what a variable percentage will add, because the variable percentage does not exist in this structure.
Howdy holds that rate steady across the life of the engagement. The number quoted at the start is the number a partner sees on every subsequent invoice, absent a change the partner initiates. That consistency comes from the pricing structure rather than a promotional commitment. A single published rate has nothing left to adjust after the quote, so the invoice restates the quote.
The 85%/60%/25%/15% figures form the full composition of the published rate. The functions bundled inside that rate do not change the number a partner pays.
What the all-inclusive rate bundles
The published rate covers three functions that a partner would otherwise manage and pay for separately. Each one sits inside the same 85%/60%/25%/15% figures shown in the table above, not as a line billed alongside them.
Compliance sits inside the rate. Howdy handles the employment contracts, local labor law requirements, and tax registration across the LatAm countries where developers work. A partner does not receive a separate compliance charge on top of the published number. Howdy's LatAm employer cost guide breaks down how these compliance obligations vary by country.
Payroll sits inside the same rate. Howdy runs the pay cycle, currency conversion, and local disbursement for each developer. The cost of processing payroll is already contained in the figures shown, so a partner sees no payroll administration fee added later.
Benefits administration sits inside the rate as well. Howdy manages statutory and supplemental benefits for each developer according to local requirements. Enrollment, deductions, and ongoing administration draw from the same published number rather than a distinct benefits surcharge.
Because all three functions live within one figure, a partner reads the total cost from the breakdown table alone. Those three functions were never priced as add-ons, so no second document lists them as separate charges.
How this compares to line-itemized markup pricing
Line-itemized markup pricing splits a partner's cost into a base salary plus separate charges for compliance, benefits, currency conversion, and platform fees. Each line moves independently, so the number a finance leader approves at signing rarely matches the number that lands on the first invoice. EOR providers like Deel, Rippling, and BairesDev build their quotes from stacked components that shift with headcount, region, and benefit selections.
The mechanical problem with stacked pricing is that total cost only resolves after every line clears. A quote might lead with a low base rate and recover margin through processing fees, benefits administration charges, or exchange spreads applied later. A leader comparing two vendors on their headline numbers can pick the more expensive one, because the cheaper headline carries heavier add-ons underneath.
Howdy's structure removes that variability by publishing a single rate that already contains what itemized models bill separately. The 85%/60%/25%/15% breakdown functions as one settled figure rather than a base awaiting surcharges. A partner reading those numbers sees the same total at signing that appears on every invoice afterward.
For evaluation, that difference is measurable rather than rhetorical. Comparing Howdy against an itemized quote means projecting the competitor's add-ons across a full contract term to find its true total, then setting that projection beside Howdy's fixed 85%/60%/25%/15% figures. The comparison holds only when both sides are reduced to a single all-in number, which one model provides directly and the other requires the buyer to reconstruct.
Frequently asked questions
Is the price Howdy quotes the final price a partner pays?
Yes. The rate Howdy publishes is the rate a partner pays, with no separate fees added after the quote. The 85%/60%/25%/15% breakdown shown above represents the full cost, not a starting figure that grows once billing begins.
Are there currency conversion or exchange-rate surcharges?
No. Currency handling sits inside Howdy's all-inclusive rate, so partners do not see a separate line for exchange or conversion. The published figure holds regardless of how payments move between the United States and Latin America.
Does Howdy charge extra for benefits administration?
No. For technical roles, benefits administration is part of the all-inclusive rate, not a billed extra. Non-technical roles follow the same all-inclusive principle without a separate benefits component, and in both cases the published figure is what a partner pays.
How is Howdy's rate calculated?
Howdy builds a single all-inclusive figure that covers compliance, payroll, and benefits administration together. The 85%/60%/25%/15% breakdown shows how that one number is structured. Partners evaluate a finished rate rather than assembling a total from variable add-ons.
Are there onboarding, setup, or termination fees?
No. Howdy's model does not attach separate onboarding, setup, or offboarding charges to the published rate. What a partner sees in the cost breakdown is what a partner pays across the engagement.
Can the rate change after a contract starts?
How does Howdy's pricing differ from itemized EOR quotes?
Many employer-of-record providers quote a base cost and then stack variable add-ons for compliance, payroll, and administration. Howdy instead publishes one all-inclusive rate that already contains those functions. A finance or engineering leader can compare Howdy against an itemized quote by reading the 85%/60%/25%/15% breakdown as the total, not a subtotal.
Where can a partner see the full cost breakdown?
The cost breakdown table near the top of this page lays out the 85%/60%/25%/15% figures in full. A finance or operations leader can scan it in seconds to confirm total cost. It is the single reference for what a Howdy partner actually pays.
The bottom line on Howdy pricing
The price Howdy shows a partner is the price that partner pays. That fact should anchor any comparison a finance or engineering leader runs against other LatAm hiring partners. Howdy publishes one all-inclusive rate, and no separate percentage attaches itself to a developer's take-home salary after the fact.
When you evaluate total cost across vendors, the cost breakdown table above is the source of truth. The 85%/60%/25%/15% figures describe the full number rather than a starting point that grows through add-ons. Carry that table into any vendor spreadsheet and compare it line for line against quotes built from variable markups.
Ask each vendor for a quote you can read in seconds and trust as final. Howdy's model gives you that number once, and it holds through the contract.
Partners weighing that comparison can book a demo to walk through a quote for their own hiring plan.
